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San Jose, CA market

As of May 31, 2026
44buy score

Leaning favorable for sellers

Inventory remains tight, and price cuts are widespread.

Key market stats

10yr treasury4.63%-0.06 wk
30yr fixed6.67%-0.02 wk· +2.04pts vs 10yr
months of supply2.0tight+0.1 mo

Next FOMC decision: Sep 16, 2026(32 days)

Explain ↗

Buyer and seller tools

For buyers

Rent vs buy calculator, tied to this market's live score.

For sellers

List-timing recommendation for this market. Comps and pricing guardrails coming later.

How the score is calculated

The composite score below is a weighted sum of all four sub-scores — including days-on-market trend and price cuts, which aren't shown as headline stats above but still count for 35% of the score. 10yr Treasury, shown above for context, isn't one of them.

Mortgage rate33.3 / 100 35%)
30yr fixed rate: 6.67%24-month range: 5.98%–7.04%
Inventory0 / 100 30%)
Months of supply: 2.0
Days-on-market trend87.1 / 100 20%)
Current avg DOM: 16 daysTrailing 90-day avg DOM: 12 days
Price cuts100 / 100 15%)
Active listings with a price cut: 34.6%
See the full formulas on /methodology

Legend

44
SellersBuyers

44 / 100 — leans seller favor