Havn
← All markets

San Francisco, CA market

As of May 31, 2026
34buy score

Leaning favorable for sellers

Inventory remains tight, and mortgage rates are near a 24-month high.

Key market stats

10yr treasury4.63%-0.06 wk
30yr fixed6.67%-0.02 wk· +2.04pts vs 10yr
months of supply1.6tight

Next FOMC decision: Sep 16, 2026(32 days)

Explain ↗

Buyer and seller tools

For buyers

Rent vs buy calculator, tied to this market's live score.

For sellers

List-timing recommendation for this market. Comps and pricing guardrails coming later.

How the score is calculated

The composite score below is a weighted sum of all four sub-scores — including days-on-market trend and price cuts, which aren't shown as headline stats above but still count for 35% of the score. 10yr Treasury, shown above for context, isn't one of them.

Mortgage rate33.3 / 100 (× 35%)
30yr fixed rate: 6.67%24-month range: 5.98%–7.04%
Inventory0 / 100 (× 30%)
Months of supply: 1.6
Days-on-market trend59.8 / 100 (× 20%)
Current avg DOM: 15 daysTrailing 90-day avg DOM: 14 days
Price cuts65.9 / 100 (× 15%)
Active listings with a price cut: 19.8%
See the full formulas on /methodology

Legend

34
SellersBuyers

34 / 100 — leans seller favor